Privacy Policy - UKRAINSKYI KREDYTNYI DIM TOV

1. General Provisions

1.1. This Privacy Policy (hereinafter referred to as the "Policy") applies to the activities of the company and defines the procedure for processing personal data collected by UKRAINSKYI KREDYTNYI DIM TOV (hereinafter referred to as the "Company").

1.2. By using our services, you automatically agree to the terms of this Policy and give consent to the processing of your data in accordance with the principles described below.

2. Company Status and Important Disclaimers

Important

The Company IS NOT A DIRECT LENDER and does not provide lending services. Our platform is solely an informational and advertising platform for aggregating and comparing credit offers.

2.1. We do not collect or process personal data necessary for loan processing: full name, tax ID, financial information, contact details, or SMS messages.

2.2. The Company is not a subject of primary financial monitoring and does not make decisions regarding the provision of loans.

2.3. Credit Terms Disclosure

Minimum repayment period: 62 days
Maximum repayment period: 1065 days (3 years)
Maximum annual percentage rate (APR): up to 35% per annum

Example calculation: For a loan amount of 10,000 hryvnias for 12 months at a rate of 24% per annum, the total payment amount will be 11,348 hryvnias.

3. Automatic Data Collection

Technical Identifiers: We collect IP address, device type information, operating system, and data about interaction with the site to improve functionality.

Analytics: We use analytical services (Google Analytics/Firebase) to analyze advertising effectiveness, user behavior analytics, and optimize performance.

3.1. Right to Data Deletion

You have the right to request deletion of collected data. To do this, send an email to rohutskyi@ukrkredytdim.site with a clear indication of your identifier and confirmation of the right to this data.

4. Contact Information

For all questions regarding this Policy, please contact us at the following:

Company name: UKRAINSKYI KREDYTNYI DIM TOV

Representative: Mykola Bohdanovych Rohutskyi

Address: 11/39 kabinet 74, vul. Hoholivska Kyiv, Kyiv, 01054

E-mail: rohutskyi@ukrkredytdim.site

Phone: +380994620247

The Company reserves the right to make changes to this Policy with prior notice to users.

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