Terms of Service

1. General Provisions

1.1. These Terms of Use (hereinafter referred to as the "Terms") govern the relationship between UKRAINSKYI KREDYTNYI DIM TOV (hereinafter referred to as the "Company") and the user of our services (hereinafter referred to as the "User").

1.2. Using the website or application means the user's full and unconditional agreement with these Terms and their acceptance as binding.

1.3. The Company reserves the right to change these Terms at any time without prior notice to users. Continued use of services after changes are made is considered consent to the new terms.

2. Status and Scope of Activity

2.1. Our service is an informational and advertising platform designed for aggregating, comparing, and redirecting users to credit offers provided by third parties.

2.2. The Company does not guarantee users will receive a loan or credit. All decisions regarding the provision of financial services are made exclusively by third-party lenders.

2.3. Credit Terms Disclosure

3. Liability of the Parties and Limitations

3.1. The Company is not responsible for the accuracy of information provided by third-party lenders or for its relevance.

3.2. The Company is not liable for damages that may occur to the user as a result of using services of third parties accessed through our resource.

3.3. The user is obligated to independently study all the lender's terms and carefully review the agreement BEFORE signing any obligations.

4. Intellectual Property Rights

4.1. All content available on the website, including texts, images, logos, design, and code, is the exclusive property of the Company or is used on legal grounds.

4.2. Users are prohibited from copying, reproducing, distributing, or using content for commercial purposes without written permission from the Company.

5. Privacy and Data Processing

5.1. The terms of collection, processing, storage, and deletion of users' personal data are detailed in a separate Privacy Policy.

5.2. The user agrees to the processing of their data for the purposes of analytics, marketing attribution, and improvement of service functionality.

5.3. The service uses third-party analytical tools, the data processing of which is governed by their privacy policies.

6. Additional Terms

6.1. These Terms are governed by and interpreted in accordance with the law.

6.2. All disputes arising from the use of the service are subject to resolution through negotiations.

6.3. The Company reserves the right to discontinue the service or restrict access to it at any time without prior notice.

7. Company Details

Go to Privacy Policy